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Electrical Insurance Claims

Electrical Insurance Claims

The best insurance is that breakdowns never occur, so select a reputable electrical installer.

Electrical damage & Insurance

Electrical damages are the third-most common cause of claims at home. For that reason, it is essential to know what is really meant by electrical damage and what is the most common cover supported by insurance companies for this problem. 

Electrical damage is considered to be any damage that is related to a problem in the electricity, or within an appliance or utility operated by electrical supply. 

Though they are not as common as damages to the contents of a home, Insurances tend to cover the fixed components that form part of an electrical installation, such as the cables, plugs and switches installed. 

electrical insurance claim
Electrial insurance claims

Main causes of electrical damages 

  • Voltage surges and drops. 

  • Electrical breakdowns. 

  • Existence of arcing. 

  • Abnormal supply of current or short-circuits. 

  • Age of the equipment & excessive operation. 

  • Refrigerators, ceramic hobs and televisions are the appliances that present the most insurance claims. 

electrical claims

Electrical damages not covered by Insurance Cover

  • Property outside the home.  

  • Electrical devices over 10 years old, sometime shorter for heavily utilised appliances such as electric heating systems.


Electrical Estimations

Before submitting an electrical insurance claim, you will need to seek a quote for repairs from a reputable electrical company that has the expertise in handling works of this type, to verify the cause of any damage via a technical audit report. Cambs Electrical are well versed in completing Electric Insurance Claims.


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New Build Development

High quality new build developments including smart lighting, electric vehicle charging points, air source heat pump control wiring, electric underfloor heating, mechanical ventilation with heat recovery, data services and smart home technology.

domestic electrician

Farmhouse Conversion

Complete electrical installation as part of a conservation renovation of a 17th century timber framed farmhouse, including lighting, power, new kitchen rewire, bathrooms, lighting to architectural features such as a timber stairway turret & inglenook fireplaces. 

lighting electrician

Offices Space & Flats

Conversion of Georgian town house to flats and office space including fire alarm, domestic smoke alarm systems, underfloor heating, track lighting and a complete domestic power and lighting install to each flat.

office electrician
  • What is the process for receiving a Electrical quotation?
    Cambs Electrical provide a free no-obligation quotation for all Electrical repair, replacement, and installations. An initial site visit will allow us to fully ascertain the problem, before making the most appropriate recommendations. The extent of the damage will dictate whether minor fixes will be sufficient or whether a more comprehensive solution is required.
  • Which geographic locations do you complete Electrical works?
    Cambs Electrical operate in Cambridge, Cambourne, Royston, Saffron Walden, Haverhill, Newmarket, Ely, and surrounding Huntingdon, Peterborough, Hertfordshire and Northamptonshire areas.
  • Do you offer a warranty for your Electrical works?
    Yes, all of our works come with a 15-year’ plus guarantee for complete customer peace of mind. The different Electrical solutions will determine the exact length of the warranty. Experienced completing all Electrical solutions for over 50-years’ and only utilising the best materials and approved working techniques in the market, you’re in safe hands with Cambs Electrical.
  • What Electrical Solutions do you provide?
    Cambs Electrical has a proven track-record in delivering excellent related Fire Prevention, Wiring, Heating Control, Data Cabling, Emergency Lighting and Mechanical Ventilation Heat Recovery systems (MVHR), all supplemented by other appropriate electrical finishes where suitable.

Frequently Asked Questions

What Clients Say

"Considering the size of the project and the complexity involved, these guys really showed a professional and customer focused attitude throughout, working alongside plumbers and tradesmen to achieve a superb outcome on budget and on time. If you’re looking for commercial electricians, these are the guys to call upon!".
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