Call our team: 01480 725500

Electrical Insurance Claims
The best insurance is that breakdowns never occur, so select a reputable electrical installer.
Electrical damage & Insurance
Electrical damages are the third-most common cause of claims at home. For that reason, it is essential to know what is really meant by electrical damage and what is the most common cover supported by insurance companies for this problem.
​
Electrical damage is considered to be any damage that is related to a problem in the electricity, or within an appliance or utility operated by electrical supply.
​
Though they are not as common as damages to the contents of a home, Insurances tend to cover the fixed components that form part of an electrical installation, such as the cables, plugs and switches installed.


Main causes of electrical damages
-
Voltage surges and drops.
-
Electrical breakdowns.
-
Existence of arcing.
-
Abnormal supply of current or short-circuits.
-
Age of the equipment & excessive operation.
-
Refrigerators, ceramic hobs and televisions are the appliances that present the most insurance claims.


Electrical damages not covered by Insurance Cover
-
Property outside the home.
-
Electrical devices over 10 years old, sometime shorter for heavily utilised appliances such as electric heating systems.

Electrical Estimations
Before submitting an electrical insurance claim, you will need to seek a quote for repairs from a reputable electrical company that has the expertise in handling works of this type, to verify the cause of any damage via a technical audit report. Cambs Electrical are well versed in completing Electric Insurance Claims.







